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Yes! You can afford your education!

 There are many payment options available to triOS students.

Whether you are new to Canada, returning to school after being in the workforce, or have attended high school and received your diploma, we have options to meet your needs. triOS Financial Aid Officers are available to help with financial planning and provide guidance for completing any required documentation.

To learn more about the options listed below, speak to a triOS Financial Aid Officer.

Monthly Payment Plan
A monthly payment plan can be arranged to suit your needs.  Tuition and material costs are divided into monthly payments throughout your program. The first payment is due on the first day of classes, and the final payment is due approximately one month prior to completion of your studies.  Payments are interest free while you are an active student.  All students are automatically eligible for monthly payment plans with no credit check or co-signer required.

EduPay – Extended Monthly Payment Plan
For students who qualify, monthly payment plans may be extended beyond the end of your student period. Newcomers to Canada can be approved with no Canadian credit history. A credit check is required and some conditions apply.

Ontario Student Assistance Program (OSAP)
Financial assistance may be available for those who qualify. For more information visit www.osap.gov.on.ca.

Out of Province Students
Financial assistance may be available for out of province students who qualify.  For a list of provincial offices, please visit the Government of Canada CanLearn website at:  http://www.canlearn.ca/

Student Lines of Credit
Most major banks and credit unions offer student lines of credit to finance post-secondary education. Our Financial Aid Officers can provide you contacts at financial institutions to find out more information.

Lifelong Learning Plan
The Canada Revenue Agency Lifelong Learning Plan (LLP) allows you to withdraw amounts from your RRSP’s to finance your education for you or your spouse (or common law partner). You may withdraw up to $10,000 per year, and up to a total maximum of $20,000. For more information visit the Canada Revenue Agency website at: 
www.cra-arc.gc.ca

Registered Education Savings Plans
Students who have been named a beneficiary under a family member’s Registered Education Savings Plan (RESP), may use funds from the RESP to finance their education at triOS. For more information, please contact the financial institution holding the RESP and visit the Government of Canada CanLearn website at: http://www.canlearn.ca

Employment Ontario and Second Career
The Ontario Ministry of Advanced Education and Skills Development administers programs, such as Second Career, to assist individuals who are unemployed or who have qualified for Employment Insurance. Students may qualify for post-secondary education financing through Second Career or other programs managed through Employment Ontario. 
For more information, visit www.ontario.ca/page/employment-ontario or call 1-800-387-5656.

Employer and Union Sponsored Education Programs
Some employers and unions provide education assistance and tuition re-imbursement programs for employees and children of employees. Check with your employer, or your parent’s employer(s), to see if they offer any education assistance or tuition re-imbursement programs that you may qualify for.

HigherEdPoints 
triOS accepts some Loyalty Reward points, as payment of tuition and fees. For more information, visit http://www.higheredpoints.com/

triOS accepts the following methods of payment:
  •  Pre-authorized bank withdrawals (for monthly payment plans)
  •  Pre-authorized credit card payments (for monthly payment plans)
  •  Credit cards: Visa, MasterCard and American Express
  •  Debit cards (Interact direct payment)
  • Secure online credit and debit payments through the triOS student web portal 
  •  Cheques, money orders and cash

To learn more about any of the many financing options available, please contact us to speak to a triOS Financial Aid Officer.


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